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Local guide · Anne Arundel County · October 2026

Buying or selling a house with unpermitted work in Anne Arundel County

A finished basement or deck without a permit can surface at inspection, on the disclosure form or at resale. Here is how to check permit history, what sellers must disclose, and how to fix it.

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FreeSearch county permit history online, no account
18aDisclosure form question on permits
$150County investigation fee for work done without a permit
5 daysBuyer rescission window if no disclosure form
QuestionShort answer
Can I see a house's permit history?Yes, search the Land Use Navigator by address, no account needed
Must a seller disclose unpermitted work?The Maryland form asks about it directly (item 18a)
Can unpermitted work be legalized?Yes, with an after-the-fact permit and inspections
What does that cost?The regular permit fee plus a $150 investigation fee

1. Check the permit history

Anyone can search Anne Arundel County permits in the Land Use Navigator without an account: use the Permits tab with the street number and the start of the street name. Some documents are restricted. For older records, file a Public Information Act request with Inspections and Permits; the county responds within 30 days and may charge copying fees. Compare what you find against the listing: a finished basement, a deck, an added bathroom or an enclosed porch with no permit on file is worth asking about.

2. What Maryland sellers must disclose

Under Real Property §10-702, a seller gives the buyer either a disclosure statement or an "as is" disclaimer on the Maryland Real Estate Commission form. The disclosure form (revised August 2026) asks directly whether permits were issued for improvements and whether they passed inspection (item 18a), and also asks about zoning and setback violations and open flood, Critical Area or historic district violations. Even with a disclaimer, sellers must disclose latent defects they actually know about. If the buyer doesn't get the form before signing, the buyer may rescind before receiving it or within 5 days after, and get the deposit back.

3. How to legalize unpermitted work

Apply for the permit as you would for new work. When work started without a permit, the county investigates before issuing one and charges a $150 investigation fee on top of the regular permit fee. Inspectors need to see the work, so be ready to open walls or ceilings at key spots, and to bring the work up to code if it doesn't pass. Electrical, plumbing and mechanical work need licensed tradespeople to pull the trade permits.

4. Penalties

Work without a required permit is a civil offense in the county code, with fines of $500 for a first violation and $1,000 after that, and each day can count as a separate violation. Ignoring a stop-work order carries a fine of up to $1,000. Code enforcement cases end with abatement, which often means an after-the-fact permit.

5. For buyers and sellers

  • Buyers: search permit history before the inspection, ask the seller about anything missing, and have your agent consider an inspection or repair contingency.
  • Sellers: legalizing work before listing is usually smoother than negotiating it mid-contract. Start early: the review and inspections take time.

This is general information, not legal advice; talk to your agent or a real estate attorney about your contract. Need a contractor to bring work up to code? Get matched.

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Common questions

How do I find out if a house has permits in Anne Arundel County?

Search the county's Land Use Navigator by address without an account, or file a Public Information Act request with Inspections and Permits for older records.

Does a Maryland seller have to disclose unpermitted work?

The Maryland disclosure form asks whether permits were issued and inspections passed for improvements. Sellers who use the "as is" disclaimer instead must still disclose latent defects they actually know about.

How do I get a permit for work already done?

Apply for the permit as usual. The county investigates work started without a permit and charges a $150 investigation fee on top of the regular permit fee, and inspectors may need walls or ceilings opened.

What is the fine for building without a permit in Anne Arundel County?

It is a civil offense with fines of $500 for a first violation and $1,000 after that, and each day can count as a separate violation.

Official sources

AA County: LUN general access (search) · AA County: Public Information Act requests · MREC: Disclosure and disclaimer form (PDF) · Maryland Real Property §10-702 · AA County Bill 44-24 (investigation fee) · AA County Code §15-5-102 · AA County Code §9-2-101

This guide is general information, not legal or engineering advice. Rules and maps change; confirm the requirements for your property with the permit office before you design or sign a contract.

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