---
title: "Home Remodeling Contractors in Cape St. Claire, MD | TBG"
description: "Get matched with a licensed remodeling contractor or home builder in Cape St. Claire, Maryland. Local permit and planning notes for kitchens, baths, additions and more. Free to homeowners."
url: https://thebrettgroup.com/remodeling/cape-st-claire/
last_updated: 2026-10-13
---

[TBG](https://thebrettgroup.com/) / [Home Remodeling](https://thebrettgroup.com/remodeling/) / Cape St. Claire

# Remodeling and building in Cape St. Claire

Cape St. Claire, on the Broadneck Peninsula between the Magothy River, the Little Magothy and Deep Creek, began in 1949 as a summer retreat and is now more than 2,300 year-round homes with community beaches, marinas and a pier. Many of the original cottages have been expanded or replaced.

**At a glance:** ZIP 21409 · Permits: Anne Arundel County · Waterfront (Critical Area) rules · Association approval ·

## Permits in Cape St. Claire

Cape St. Claire is unincorporated (with an Annapolis mailing address), so building permits come from Anne Arundel County's Department of Inspections and Permits through the Land Use Navigator. Most exterior projects also need written approval from the Cape St. Claire Improvement Association before work starts.

More detail in our [permit guide for Anne Arundel County and Annapolis](https://thebrettgroup.com/guides/permits-anne-arundel-annapolis/).

## What to plan for in Cape St. Claire

### Association approval comes first

The Cape St. Claire Improvement Association must approve new homes, additions, decks, screened porches, fences, pools and accessory buildings over 100 square feet in writing before work begins, and approved jobs display its placard. Work must start within 6 months of approval and finish within 12 months of starting.

### Community building rules

The association's building code sets its own limits on top of county zoning, including 25-foot front, 15-foot rear and 10-foot side setbacks (on waterfront lots the water side counts as the front), a 35-foot height limit and fence heights. Your contractor should read them before drawing plans.

### Waterfront lots

Lots on the Magothy, the Little Magothy and Deep Creek fall in the Chesapeake Bay Critical Area, with lot coverage limits and a protected 100-foot shoreline buffer.

## Projects we match in Cape St. Claire

- [Kitchen remodels](https://thebrettgroup.com/remodeling/kitchen/anne-arundel/): Layouts, cabinets, counters and full gut renovations.
- [Bathroom remodels](https://thebrettgroup.com/remodeling/bathroom/anne-arundel/): Primary baths, hall baths and accessibility upgrades.
- [Additions](https://thebrettgroup.com/remodeling/additions/anne-arundel/): Bump-outs, second stories and in-law suites.
- [Basement finishing](https://thebrettgroup.com/remodeling/basement/anne-arundel/): Living space, egress, bathrooms and waterproofing.
- [New custom homes](https://thebrettgroup.com/remodeling/custom-homes/anne-arundel/): Build on your lot with a registered Maryland home builder.
- [Decks & exteriors](https://thebrettgroup.com/remodeling/decks-exteriors/anne-arundel/): Decks, porches, siding, windows and roofing.

## Common questions

### Who issues building permits in Cape St. Claire?

Anne Arundel County's Department of Inspections and Permits, filed online through the Land Use Navigator. Cape St. Claire is a covenanted community, so new homes, additions, decks, porches, fences, pools and larger sheds also need written approval from the Cape St. Claire Improvement Association first.

### Who does the work?

An independently owned contractor licensed by the Maryland Home Improvement Commission (and, for new homes, registered as a Maryland home builder). TBG makes the introduction; you contract directly with the builder.

### Does matching cost anything?

No. It is free to homeowners. TBG is paid by its partner contractors.

### How much of a deposit can a contractor take?

Under Maryland law, a home improvement contractor can collect no more than one-third of the contract price when the contract is signed.

## Nearby

[Arnold →](https://thebrettgroup.com/remodeling/arnold/) · [Annapolis →](https://thebrettgroup.com/remodeling/annapolis/) · [Severna Park →](https://thebrettgroup.com/remodeling/severna-park/)

[All of Anne Arundel County](https://thebrettgroup.com/remodeling/)

Cape St. Claire in Anne Arundel County